Credit Card Validator Tool

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Credit Card Validator

To use Card Validator, Paste card no in the given input box below and click on validate credit card button.

Check your credit card number

  • Visa
  • Mastercard
  • American Express
  • Discover
  • JCB
  • Diners Club

Example credit card numbers

Credit Card Type Credit Card Number
American Express 371449635398431
Diners Club 30569309025904
Discover 6011111111111117
JCB 3530111333300000
MasterCard 5555555555554444
Visa 4111111111111111

Passed Validation Failed

Luhn Algorithm Check

We'll check your number against the Luhn Algorithm to see if it is a valid credit card number.

Major Industry Identifier

The first digit of a credit card number represent the category of entity which issued the card.

Issuer identification number

The first six digits of a card number identify the institution that issued the card to the card holder.

Personal Account Number

igits 7 to final number minus 1 (the last is the checksum) indicate the individual account identifier.

About Credit Card Validator

Credit Card Validator: How To Check If Your Credit Card Is Valid

These bank card numbers DO NOT work! They are for testing purposes only. Without a legitimate owner name, an expiration day and also a valid CVV code, they can not be made use of genuine transactions. You must use these numbers just to evaluate your validation techniques and for fraudulent information.

With the rise of digital payment options, it’s not even necessary to bring your wallet anymore. Just about every merchant that accepts cards now also accepts digital payments like debit cards and credit cards. The next logical step is getting a card so you can make purchases anywhere that accepts plastic. Not having a card means you have to rely on other people just as much as anyone else when it comes to checking if your card is valid before you use it. There are a few steps to check if your credit card is valid: Is it real? Are the numbers correct? Is the card issued by an official institution or company? These are just some of the common questions asked when someone sees someone else’s credit card for the first time. If you want to know how to check if your credit card is valid, keep reading.

1. Is It Real?

The most important question to ask yourself before swiping your card is, “Is this a real credit card?” There are many fakes and imitations of real credit cards on the market today. So if you swipe a card and it doesn’t work, you might want to see if the number is real or if the card is fake. For example, if the card number is 35600-424-4555, finding out if it’s real is the first step. If you call the number associated with the card and it’s not real, then you know for sure the card number is fake. A real credit card has an embossed logo on the front, the account number and expiration date on the back.

Credit Card Validator

2. Are The Numbers Correct?

It’s important to double check the account number and the expiration date on the back of the card. You’d be surprised how many people don’t notice that the numbers are wrong or don’t even double-check them. A number like 3495081731 could be a valid number, but the account number might need to be 3495081730 and the expiration date needs to be 2017-10-17. You’d be surprised how many people don’t even check the numbers. You’d be amazed at how many people swipe a card with an incorrect account number and expiration date.

3. Is It Issued By An Official Institution?

There are some fake cards you can find online, but what about official cards that are issued by banks and credit unions? You can usually determine if a card is real by looking at the institution that issued it. If it’s not from an official institution, you can’t trust the card. For example, a fake card could say “Visa credit card issued by Bank of America.” But if the card says “Visa credit card issued by HSBC,” then it’s real. If it says “Visa credit card issued by Chase,” then it’s real. However, a fake card might say “Visa credit card issued by CapitalOne.” As long as the card’s logo and name say “CapitalOne credit card,” it’s real.

4. Confirm The Company Or Bank That Issued The Card

Many people check online to see if their card is real or if it’s precisely what they think it is. But that’s not enough. Unless you know the name of the person who gave you the card and can call them and confirm the card is actually theirs, you can’t be sure. The company or bank that issued the card should be written right on the card. So if you see “Visa card issued by HSBC” on the card, you can be 100% sure that’s the name of the bank or company that issued the card. Some readers have reported seeing “issued by” on the card itself, but that’s not enough. To be safe, you have to call the person who gave you the card and confirm the card is actually theirs.

5. Check For Other Signs Of Invalidity

If you’ve successfully swiped your card, but it hasn’t gone through yet, there’s a good chance the card isn’t valid. While you’re checking if your card is real and if the numbers are correct, check for other signs of invalidity. Is there a scratch or a dent on the card? Does the card have any writing or marks on it? Is the card slightly bent? If any of these things are wrong on your card, then it’s not valid. Make sure there are no writing on the card, no marks or scratches and your card is straight. If your card is slightly bent, it’s not going to work properly.

6. Conclusion

If you want to know how to check if your credit card is valid, here’s how. First, is the card real? Is the account number correct and are the expiration date and name on the card correct? If so, then the card is real and valid. Next, is the card issued by an official institution? If so, then the card is valid. And finally, for signs of invalidity, check for scratches or writing on the card, a bent or slightly misshapen card and any signs of dust on the card. If you follow these steps, you can know for sure if your credit card is valid.